Domestic Debt
Kenya · Domestic Debt Dashboard
Kenya Domestic Debt Dashboard
Comprehensive analysis of domestic debt instruments and holders — July – December 2025 — all values in KES (Trillions/Billions)
Total Debt (Dec 2025)
KES 6.84T
KES Trillions
6-Month Growth
+7.07%
Jul → Dec 2025
Largest Instrument
T-Bonds
KES 5.58T (Dec 2025)
Top Holder
Banks
KES 2.32T · 33.9% share
Total Domestic Debt Dec 2025
KES 6.84T
+7.07% from Jul
T-Bonds (Largest)
KES 5.58T
81.6% of total
Banks (Top Holder)
KES 2.32T
33.9% share
Pensions (2nd Holder)
KES 1.80T
26.3% of total
Debt by Instrument — 8 Categories
Jul–Dec 2025
Instrument Composition Dec 2025
Donut Chart
6.84T
Total KES
T-Bonds 81.6%
T-Bills 11.4%
CBK OD 4.7%
IMF SDR 1.3%
Domestic Debt Trend — Jul to Dec 2025
+7.07% growth
Debt by Holder — Dec 2025
10 Categories
Monthly Data by Instrument (KES Billions) — Jul to Dec 2025
6-month evolution
| Instrument | Jul-25 | Aug-25 | Sep-25 | Oct-25 | Nov-25 | Dec-25 |
|---|---|---|---|---|---|---|
| All Instruments (Total) | 6,388 | 6,467 | 6,551 | 6,635 | 6,720 | 6,840 |
| Treasury Bills | 755 | 762 | 769 | 774 | 778 | 780 |
| Treasury Bonds | 5,210 | 5,280 | 5,358 | 5,438 | 5,523 | 5,580 |
| Central Bank Overdraft | 285 | 290 | 294 | 283 | 278 | 320 |
| IMF SDR Allocation | 85 | 86 | 86 | 88 | 89 | 90 |
| Bank Advances + Pre-1997 OD | 42 | 43 | 42 | 45 | 46 | 48 |
| Uncleared & Others | 11 | 6 | 2 | 7 | 4 | 22 |